West Bengal Student Credit Card Scheme (WBSCC)
पश्चिम बंगाल स्टूडेंट क्रेडिट कार्ड योजना
Uchh Shiksha Aur Competitive Exams Hetu Matra 4% Byaj Par ₹10 Lakh Tak Ka Education Loan
Yojana Ka Uddeshya & Overview (परिचय)
Class 10th ke baad School, College, University, Coaching ya videsh mein padhai karne ke liye ₹10 Lakh tak ka aasan credit card loan.
Labh & Financial Benefits (योजना के फायदे)
- ✓Maximum ₹10 Lakh loan amount with State Government as guarantor.
- ✓No collateral or physical property mortgage required.
- ✓15 years long repayment period with 1-year moratorium post-study.
- ✓Covers course fee, accommodation, books, and laptops.
Patrata & Eligibility Criteria (पात्रता शर्तें)
- ●Resident of West Bengal for at least 10 years.
- ●Age up to 40 years at the time of application.
- ●Enrolled in recognized educational institutions in India or abroad.
Zaroori Dastavez (Required Documents Checklist)
- 📄Aadhaar Card / Class 10th Registration
- 📄Admission Proof & Course Fee Schedule
- 📄Co-borrower PAN & Income Proof
- 📄Bank Passbook
Online Avedan Kaise Karein (Step-by-Step Apply Guide)
Step 1: Open Official Portal
Official application portal (https://wbscc.wb.gov.in/) par jayein aur New Registration link par click karein.
Step 2: Enter Details & Verify Aadhaar
Apni vyaktigat jankari, patrachar pata aur qualification details enter karke Aadhaar OTP se verify karein.
Step 3: Document Upload & Final Submit
Zaroori documents upload karein, application preview check karein aur final submit karke slip download karein.
Application Status & e-KYC Kaise Check Karein
- 1Official portal (https://wbscc.wb.gov.in/) par 'Check Status / Beneficiary' link par click karein.
- 2Apna Registration Number ya Aadhaar number dalein aur current progress status dekhein.
Frequently Asked Questions (महत्वपूर्ण सवाल-जवाब)
❓Kya West Bengal Student Credit Card Scheme (WBSCC) ke liye koi aavedan shulk (fee) lagta hai?
Nahi! Bharat sarkar ki mukhya kalyankari yojnaon ke official portal par aavedan karna 100% nishulk hota hai.
❓Paisa kis bank account mein aayega?
Rashi seedhe aapke us bank khate mein aati hai jo aapke Aadhaar number se NPCI mapping dwara linked ho.
Taiyar Hain Avedan Karne Ke Liye?
Seedhe official government portal par 1-click me aavedan karein.