PM Vishwakarma Kaushal Samman Yojana
पीएम विश्वकर्मा योजना (कारीगर एवं शिल्पकार सम्मान)
18 Paramparik Karigaron Ko Free Training, ₹15,000 Tool Kit Aur ₹3 Lakh Tak Ka Sasta Loan
Yojana Ka Uddeshya & Overview (परिचय)
PM Vishwakarma Yojana desh ke 18 paramparik vyavsayon se jude karigaron, shilpkarron aur dastkaron (jaise Badhai, Lohar, Sunar, Kumhar, Mochi, Rajmistri, Darzi, Dhobi, Naai, Murti-kar aadi) ko aarthik sahayata, modern equipment, skill training aur business badhane ke liye matra 5% byaj dar par collateral-free loan pradan karti hai.
Labh & Financial Benefits (योजना के फायदे)
- ✓Official PM Vishwakarma Certificate & ID Card: Rashtriya star par pramanit pehchan patra.
- ✓₹15,000 Free Toolkit Incentive: Modern machinery aur auzar khareedne ke liye ₹15,000 ka e-voucher / grant.
- ✓5-7 Dino Ki Free Skill Training: Training ke dauran har din ₹500 ka daily allowance stipend.
- ✓₹3,00,000 Tak Ka Collateral-Free Loan: Pehli bar mein ₹1 Lakh aur samay par chukane par ₹2 Lakh ka loan matra 5% saste byaj dar par (bina kisi guarantee ke).
- ✓Digital Transaction Incentives: Digital payment lene par har transaction par cash incentive.
Patrata & Eligibility Criteria (पात्रता शर्तें)
- ●Aavedak ki aayu 18 varsh ya usse adhik honi chahiye.
- ●18 Paramparik Trades (Badhai, Lohar, Sunar, Kumhar, Rajmistri, Darzi, Mochi, Naai, Dhobi aadi) mein hath se kaam karne wala karigar hona chahiye.
- ●Parivar mein koi sarkari karmchari nahi hona chahiye.
- ●Pichle 5 salon mein PMEGP ya Mudra se koi defaulter loan na ho.
Zaroori Dastavez (Required Documents Checklist)
- 📄Aadhaar Card (Mobile linked)
- 📄Bank Passbook
- 📄Trade / Kaam ka Praman (Self-declaration)
- 📄Ration Card
- 📄Passport Size Photo
Online Avedan Kaise Karein (Step-by-Step Apply Guide)
Step 1: CSC Center Par Biometric Registration
Kareebi CSC (Common Service Center) par jayein aur pmvishwakarma.gov.in portal par Aadhaar biometric se aavedan karein.
Step 2: 3-Stage Verification
Gram Panchayat/Urban Local Body, District Implementation Committee aur Screening Committee aavedan ko approve karegi.
Step 3: Basic Skill Training & Toolkit
Approve hone par 5 din ki basic training hogi aur ₹15,000 ka toolkit e-voucher milega.
Step 4: Collateral-Free Loan Disbursal
Bank dwara ₹1,00,000 ka pehla loan 18 mahine ke liye 5% byaj par approve kiya jayega.
Application Status & e-KYC Kaise Check Karein
- 1pmvishwakarma.gov.in par login karein aur apna Aadhaar number dalein.
- 2Application status aur digital ID card download karein.
Frequently Asked Questions (महत्वपूर्ण सवाल-जवाब)
❓Kaun se 18 vyavsay isme aate hain?
Badhai (Carpenter), Naav banane wale, Lohar, Hathoda/Toolkit maker, Tala banane wale, Sunar, Kumhar, Murtikar, Mochi, Rajmistri, Tokri/Chatai banane wale, Gudiya/Khilone banane wale, Naai, Mala banane wale, Dhobi, Darzi, Machhli jaal banane wale shamil hain.
Taiyar Hain Avedan Karne Ke Liye?
Seedhe official government portal par 1-click me aavedan karein.