PM SVANidhi (Street Vendors Micro Loan)
पीएम स्वनिधि योजना (रेहड़ी-पटरी वालों को सस्ता ऋण)
Thele-Patri Aur Street Vendors Ko Bina Guarantee Ke ₹10,000 Se ₹50,000 Tak Ka Working Capital Loan
Yojana Ka Uddeshya & Overview (परिचय)
Shehri aur aas-paas ke ilaqon ke street vendors ko apna thela, fal-sabji, chai-nashta vyapar badhane ke liye collateral-free working capital loan.
Labh & Financial Benefits (योजना के फायदे)
- ✓Pehle ₹10,000; samay par chukane par ₹20,000 aur teesri bar mein ₹50,000 loan.
- ✓7% annual interest subsidy credited directly to bank account.
- ✓Digital payment (UPI QR Code) se saalana ₹1,200 tak cash back reward.
- ✓Zero penalty on early loan repayment.
Patrata & Eligibility Criteria (पात्रता शर्तें)
- ●Street vendors engaged in vending before notified cutoff date.
- ●Possessing Certificate of Vending / ID card / LOR from Urban Local Body.
Zaroori Dastavez (Required Documents Checklist)
- 📄Aadhaar Card
- 📄Voter ID
- 📄Certificate of Vending / Letter of Recommendation (LoR)
- 📄Bank Passbook
Online Avedan Kaise Karein (Step-by-Step Apply Guide)
Step 1: Open Official Portal
Official application portal (https://pmsvanidhi.mohua.gov.in/) par jayein aur New Registration link par click karein.
Step 2: Enter Details & Verify Aadhaar
Apni vyaktigat jankari, patrachar pata aur qualification details enter karke Aadhaar OTP se verify karein.
Step 3: Document Upload & Final Submit
Zaroori documents upload karein, application preview check karein aur final submit karke slip download karein.
Application Status & e-KYC Kaise Check Karein
- 1Official portal (https://pmsvanidhi.mohua.gov.in/) par 'Check Status / Beneficiary' link par click karein.
- 2Apna Registration Number ya Aadhaar number dalein aur current progress status dekhein.
Frequently Asked Questions (महत्वपूर्ण सवाल-जवाब)
❓Kya PM SVANidhi (Street Vendors Micro Loan) ke liye koi aavedan shulk (fee) lagta hai?
Nahi! Bharat sarkar ki mukhya kalyankari yojnaon ke official portal par aavedan karna 100% nishulk hota hai.
❓Paisa kis bank account mein aayega?
Rashi seedhe aapke us bank khate mein aati hai jo aapke Aadhaar number se NPCI mapping dwara linked ho.
Taiyar Hain Avedan Karne Ke Liye?
Seedhe official government portal par 1-click me aavedan karein.