Kisan Credit Card (KCC Subsidized Loan)
किसान क्रेडिट कार्ड योजना (4% सस्ता कृषि ऋण)
Kheti-Badi Aur Pashupalan Hetu Matra 4% Byaj Par ₹3 Lakh Tak Ka Sasta Loan
Yojana Ka Uddeshya & Overview (परिचय)
Kisano ko fasal utpadan, khad-beej, keetnashak aur dairy/pashupalan ke kharchon ke liye matra 4% byaj par aasan revolving loan.
Labh & Financial Benefits (योजना के फायदे)
- ✓Effective 4% annual interest rate upon timely repayment.
- ✓Collateral-free loan up to ₹1.60 Lakh without land mortgage.
- ✓ATM-cum-Debit Card milta hai jisse mandi aur fertilizer shop par payment karein.
- ✓Crop insurance coverage automatically linked.
Patrata & Eligibility Criteria (पात्रता शर्तें)
- ●All landholder farmers, tenant farmers, dairy & fisheries farmers.
- ●Age 18 to 75 years.
Zaroori Dastavez (Required Documents Checklist)
- 📄Aadhaar Card
- 📄Land Khatauni / Revenue Document
- 📄No Dues Certificate / Self-Declaration
- 📄Bank Passbook
Online Avedan Kaise Karein (Step-by-Step Apply Guide)
Step 1: Open Official Portal
Official application portal (https://pmkisan.gov.in/) par jayein aur New Registration link par click karein.
Step 2: Enter Details & Verify Aadhaar
Apni vyaktigat jankari, patrachar pata aur qualification details enter karke Aadhaar OTP se verify karein.
Step 3: Document Upload & Final Submit
Zaroori documents upload karein, application preview check karein aur final submit karke slip download karein.
Application Status & e-KYC Kaise Check Karein
- 1Official portal (https://pmkisan.gov.in/) par 'Check Status / Beneficiary' link par click karein.
- 2Apna Registration Number ya Aadhaar number dalein aur current progress status dekhein.
Frequently Asked Questions (महत्वपूर्ण सवाल-जवाब)
❓Kya Kisan Credit Card (KCC Subsidized Loan) ke liye koi aavedan shulk (fee) lagta hai?
Nahi! Bharat sarkar ki mukhya kalyankari yojnaon ke official portal par aavedan karna 100% nishulk hota hai.
❓Paisa kis bank account mein aayega?
Rashi seedhe aapke us bank khate mein aati hai jo aapke Aadhaar number se NPCI mapping dwara linked ho.
Taiyar Hain Avedan Karne Ke Liye?
Seedhe official government portal par 1-click me aavedan karein.